Freelance beauty insurance provides a simple yet effective solution for self-employed beauticians. Based on core public liability insurance, it also includes cover against claims for treatment risk as standard. Public liability insurance for beauty professionals provides indemnity for compensation claims and expenses from members of the public as a result of the actions of you or your business. For example, a client falls from your treatment table and breaks their arm. In addition to liability protection you can also include insurance cover for your beauty equipment as well as any stock or materials.
Our Salonsafe team provide insurance cover for freelance or mobile beauticians right across the UK.
As beauty industry experts we recognise that every therapist will carry out different treatments and activities.
Our online quotation system will compare cover from over 5 of the UK’s leading insurers, helping you find the right level of cover at the right price!
• Self-employed Beauty Therapists working in a salon
• Freelancer beauticians working from home
• Mobile beauty therapists working from a variety of different locations
All policies include full public liability and treatment risk insurance.
At Salonsafe, our beauty insurance packages utilise a simple menu-driven approach allowing you to select the specific sections of cover applicable to your business.
Every beauty business will have a core requirement for treatment risk and unlike some of our competitors, we will never offer cover without this vital component. What is critical is that the policy protects the array of different treatments you provide.
Public liability insurance for a beauty salon offers protection for claims and expenses from members of the public as a result of the actions of you or a member of your staff - for example, a client trips on a loose carpet tile and damages their knee ligaments.
If you employ any staff you are legally required to purchase employers liability insurance, this covers compensation claims by current or former employees as a result of injuries sustained through their employment.
If you own the property where your business is based, we would look to protect your building against fire, flood, theft and other perils. If you lease or rent the property, then you should ensure that cover is arranged in respect of any tenants improvements you have made to the salon.
Beauty equipment, contents (such as beds or tables), stock and aftercare products can also be covered, along with money, signage and your salon glass front.
We can also add business interruption, which covers fixed costs and loss of profits following a claim.
Products liability insurance is included within our salon policy; this is particularly useful if you sell hair products or accessories. Should someone suffer injury as a result of using the product they could seek financial compensation from you, which is where products liability will indemnify you.
9 Albany Park, Cabot Lane, Poole Dorset BH17 7BX
t. +44(0)1202 647 400
© Insync Insurance Solutions Ltd 2016 all rights reserved. Salonsafe is a trading style of Insync Insurance Solutions Ltd which is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset, BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk