Beauty Salon Insurance

Tailored Cover. Expert Advice. Personal Advisor. Instant Quotes.

What Does Beauty Salon Insurance Cover?

Salonsafe beauty insurance policies are individually underwritten based on the specific treatments carried out. We can provide cover for a wide range of treatments including cosmetic work such as Botox, Acid or Chemical Peels. Cover can be arranged for most treatments including:


  • Semi-permanent Make-up
  • Low Power Laser Therapy for Dermatological and Chiropody treatments only
  • Red Veins, Skin Tags, Warts, Milia and Spider Naevi Treatments by various methods
  • Hair Removal Treatments
  • Laser Treatments (inc. IPL)
  • Laser Tattoo Removal
  • Micropigmentation including Medical Micropigmentation
  • Micro Epidermal Skin Technology, Microdermabrasion
  • Skin Rejuvenation, Photo Rejuvenation
  • Acne Clearance and Inch Loss by Laser Lipo by various methods
  • TCA Peels
  • Cryotherapy Induced Lipolysis (Cryolipolysis) and Ultrasonic Lipo Cavitation
  • MicroNeedling

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The Salonsafe team pride themselves on their detailed understanding of the beauty industry. From day one you will be allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements.

What’s more, as beauty industry experts our team has an in-depth knowledge of individual treatments – we speak your language! Using our panel of insurers we will compare beauty insurance quotes, helping you find the right cover at the right price.

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Do you need Employers Liability & Public Liability?


Chances are you will employ staff, in which case you are legally required to purchase employers liability insurance, covering compensation claims by current or former employees as a result of injuries sustained through their employment.

Based on core public liability insurance, it also includes cover against claims for treatment risk as standard, which includes claims for use of hair products and dyes.

Public liability insurance for a hair salon offers protection for claims and expenses from members of the public as a result of the actions of you or a member of your staff - for example, a client slips on a wet floor and breaks their arm.

WHAT'S COVERED?

  • Specialist cover for beauty therapists and salons
  • Business contents, equipment, fixtures and fittings
  • Salon Public Liability Insurance from £1m to £5m
  • Treatment Risk and Ear Piercing Liability included as standard
  • Employers Liability Insurance up to £10m
  • Products Liability Insurance
  • Business interruption (Loss of profits)
  • Money and legal expenses options

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WHY SALONSAFE?

  • We compare prices and cover from our panel of leading hair salon insurers
  • Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from hair and beauty specialists
  • 24 hour claims helpline
  • Personal – Digital servicing AND your own dedicated insurance professional

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FAQs

What Insurance Do I Need for My Beauty Business?

At Salonsafe, our beauty insurance packages utilise a simple menu-driven approach allowing you to select the specific sections of cover applicable to your business.

Every beauty business will have a core requirement for treatment risk and unlike some of our competitors, we will never offer cover without this vital component. What is critical is that the policy protects the array of different treatments you provide.

Public liability insurance for a beauty salon offers protection for claims and expenses from members of the public as a result of the actions of you or a member of your staff - for example, a client trips on a loose carpet tile and damages their knee ligaments.

If you employ any staff you are legally required to purchase employers liability insurance, this covers compensation claims by current or former employees as a result of injuries sustained through their employment.

If you own the property where your business is based, we would look to protect your building against fire, flood, theft and other perils. If you lease or rent the property, then you should ensure that cover is arranged in respect of any tenants improvements you have made to the salon.

Beauty equipment, contents (such as beds or tables), stock and aftercare products can also be covered, along with money, signage and your salon glass front.

We can also add business interruption, which covers fixed costs and loss of profits following a claim.

Do I Need Products Liability Insurance for my Beauty Salon?

Products liability insurance is included within our policy. This is particularly useful if you sell beauty products or aftercare. Should someone suffer injury as a result of using a product you supplied them they may seek financial compensation from you. This is where products liability will protect your business.

9 Albany Park, Cabot Lane, Poole Dorset BH17 7BX

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© Insync Insurance Solutions Ltd 2016 all rights reserved. Salonsafe is a trading style of Insync Insurance Solutions Ltd which is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset, BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk